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SC: RBI's Power to Supersede Multi-State Co-Operative Bank Boards Not Limited by Six-Month Rule

Verdictum•
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Summary

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  • The Supreme Court has ruled that the Reserve Bank of India's authority to supersede multi-State co-operative bank boards under Section 36AAA of the Banking Regulation Act is not limited by the six-month cap in Article 243ZL(1) of the Constitution.
  • The Court emphasized that the third proviso to Article 243ZL(1) operates as an independent provision, affirming RBI's regulatory power over such banks.
  • This decision followed a challenge by Sandeep S. Ghandat and others against RBI's supersession orders, which were upheld by the Bombay High Court.
  • The ruling clarifies that the tenure of a board does not impede RBI's ability to extend supersession, ensuring regulatory oversight remains intact

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